Nijghar
Add Property
Menu
Add Property
Starting at 8.25% p.a.

Compare home loans.
Apply with confidence.

Compare interest rates, processing fees, and tenure from India's top banks in one place.

8.25%
Starting rate p.a.
7+
Bank partners
24 hrs
First response
30 yrs
Max tenure
Check EMI first
Compare rates from leading banksSee fees and tenure side by sidePrepare documents before applying
Lender partners
HDFC BankSBIICICI BankAxis BankKotak MahindraLIC HousingPNB Housing

Compare Lenders

Top bank offers, side by side.

A cleaner snapshot before you move to application.

Check EMI before applying
SBI
Lowest fees
8.40% p.a.
Govt. backed
Processing fee0.35%
Max tenure30 yrs
First response48 hrs
ICICI Bank
Fastest approval
8.50% p.a.
Digital-first
Processing fee0.50%
Max tenure30 yrs
First response24 hrs
Axis Bank
Flexible review
8.60% p.a.
Structured profiles
Processing fee0.50%
Max tenure25 yrs
First response48-72 hrs

How it works

From enquiry to lender-ready.

01
Share your requirement
City, loan amount, and employment profile.
02
Match with lenders
View banks aligned with your borrower profile.
03
Prepare documents
Keep the checklist ready before bank review starts.
04
Apply with clarity
Move forward once rate, fee, and tenure all fit.

Eligibility

What lenders look at.

Income & existing EMIs

Stable monthly cash flow and lower fixed obligations improve lender comfort.

Credit profile

A cleaner repayment history and score above 700 helps rates and approval confidence.

Property documents

Clear paperwork and a lender-ready stage keeps processing smoother.

Documents

Keep these ready before bank review starts.

Having the right documents speeds up processing significantly.

Identity proof

Aadhaar, PAN, Passport or Voter ID

Address proof

Utility bill, Aadhaar or rent agreement

Income proof

Salary slips or business income papers

Bank statements

Last 6 months of your bank records

Property papers

Sale agreement, allotment letter and title docs

Applicant photos

Passport-size photographs for the file

Borrower Profiles

Choose your borrowing stage.

01
Ready-to-move buyers

Compare lenders before final booking or token payment.

02
First home buyers

Start with EMI comfort and approval fit in one place.

03
Self-employed buyers

Review income proof and statement requirements early.

04
Balance transfer plans

See if switching your current loan improves monthly outflow.

FAQ

Common questions before you take a home loan.

Talk to the loan team before you apply anywhere.

A quick review can help you match EMI comfort, budget, and lender response expectations.

Check eligibility

Nijghar AI Assistant

Online

Hello! I'm Nijghar AI Assistant. How can I help you find your dream property today?

06:18 PM

Quick questions: