BEGINNER'S GUIDE
Complete Guide to Home Loans
Everything you need to know about home loans, eligibility, and application process.
Read MoreFind the Best Home Loan Options for Your Dream Home
Compare interest rates, calculate EMI, and apply for the best loan offers from trusted banking partners.
Quick EMI Calculator
Advanced EMI Calculator
Plan your home loan with precision and transparency
Loan Details
EMI Breakdown
Monthly EMI₹0per month for 20 years
Principal Amount₹50,00,000
Total Interest₹0
Total Amount Payable₹0
Principal Infinity%
Interest -Infinity%
Compare Home Loan Rates
Choose from top banks with competitive interest rates
SBI
Interest Rate
8.45%
p.a. onwards
Processing Fee0.35%
Max Tenure30 years
HDFC
Interest Rate
8.50%
p.a. onwards
Processing Fee0.50%
Max Tenure30 years
ICICI
Interest Rate
8.55%
p.a. onwards
Processing Fee0.50%
Max Tenure30 years
Axis
Interest Rate
8.60%
p.a. onwards
Processing Fee0.50%
Max Tenure30 years
Why Choose Our Home Loan Services
Experience hassle-free home financing with exceptional benefits
Low Interest Rates
Starting from 8.40% p.a. with competitive offers
Flexible Tenure
Choose from 1 to 30 years repayment options
Minimal Documentation
Quick process with basic documents required
Quick Approval
Get loan approval within 48-72 hours
Trusted Partners
Partnered with top banks and NBFCs
Check Your Home Loan Eligibility
Find out how much loan you can get in just 2 minutes
Required Documents
Keep these documents ready for a smooth application process
ID Proof
Aadhaar, PAN, Passport
Address Proof
Utility bills, Rental agreement
Income Proof
Salary slips, ITR, Form 16
Property Docs
Sale deed, Allotment letter
Bank Statements
Last 6 months statements
Photographs
Recent passport size photos
Simple 4-Step Loan Process
Get your home loan approved in just a few easy steps
1
Fill Basic Details
Submit your application with required information and documents online
2
Document Verification
Our team verifies your documents and property details thoroughly
3
Loan Approval
Get instant approval notification and loan sanction letter
4
Disbursement
Loan amount disbursed directly to your account or seller
Home Loan Guides & Articles
Expert advice to help you make informed decisions
INTEREST RATES
Fixed vs Floating Interest Rate
Understand the difference and choose the right interest rate option for your loan.
Read More
EXPERT TIPS
Tips for Getting Low Interest
Smart strategies to negotiate and secure the best interest rates on your home loan.
Read More
AVOID MISTAKES
Common Loan Mistakes
Learn about common pitfalls and how to avoid them when applying for home loans.
Read MoreWhat Our Customers Say
Real experiences from happy homeowners
Rajesh Kumar
"Nijghar made my home loan process incredibly smooth. Got the best interest rate and approval within 3 days. Highly recommended!"
Priya Sharma
"The EMI calculator helped me plan my finances perfectly. The team was very supportive throughout the entire loan process."
Amit Patel
"Excellent service! They compared rates from multiple banks and got me the lowest rate. Very transparent and professional."
Ready to Apply for a Home Loan?
Let Nijghar help you choose the best loan options and make your dream home a reality