Nijghar
Add Property
Menu
Add Property

Compare home loan offers with more clarity.

Review rates, fees, tenure, and the basic approval-fit before you apply.

8.25% p.a.Starting rate
4+Bank partners
24 hrsFirst response
Up to 30 yearsTenure
Check EMI first
Compare rates from leading banksSee fees and tenure side by sidePrepare documents before applying
Popular lenders
HDFC BankSBIICICI BankAxis BankKotak MahindraLIC HousingPNB Housing

Compare top bank offers.

A cleaner lender snapshot before you move to application.

Check EMI before applying
SB

SBI

Lower fee focus

8.40%

per annum starting rate

Processing0.35%
TenureUp to 30 years
Response48 hrs
Lower fee focus

Good when lower processing cost matters more.

IC

ICICI Bank

Fast first response

8.50%

per annum starting rate

Processing0.50%
TenureUp to 30 years
Response24 hrs
Fast first response

Works well when turnaround speed matters.

AX

Axis Bank

Flexible profile review

8.60%

per annum starting rate

Processing0.50%
TenureUp to 25 years
Response48-72 hrs
Flexible profile review

Useful for slightly structured borrower cases.

Choose your borrowing stage.

1

Ready-to-move buyers

Compare lenders before final booking or token payment.

2

First home buyers

Start with EMI comfort and approval fit in one place.

3

Self-employed buyers

Review income proof and statement requirements early.

4

Balance transfer plans

See if switching your current loan improves monthly outflow.

From enquiry to lender-ready application.

01

Share your requirement

Tell us your city, loan amount, and employment profile.

02

Check matching banks

View lenders that look more aligned with your case.

03

Prepare documents

Keep the basic checklist ready before lender review begins.

04

Apply with clarity

Move forward once rate, fee, and tenure all make sense together.

Eligibility essentials.

Income and existing EMIs

Stable monthly cash flow and lower fixed obligations usually improve lender comfort.

Credit profile

A cleaner repayment history and stronger score can help rates and approval confidence.

Property documents

Clear paperwork and a lender-ready property stage usually keep processing smoother.

Keep these basics ready before bank review starts.

Identity proof

Aadhaar, PAN, passport, or voter ID.

Address proof

Utility bill, Aadhaar, rent agreement, or passport copy.

Income proof

Recent salary slips or business income papers.

Bank statements

Usually the last 6 months of your bank account records.

Property papers

Sale agreement, allotment letter, and title-related papers.

Applicant photos

Passport-size photos for the application file.

Common questions before you take a home loan.

Talk to the loan team before you apply anywhere.

A quick review can help you match EMI comfort, budget, and lender response expectations.

Check eligibility

Nijghar AI Assistant

Online

Hello! I'm Nijghar AI Assistant. How can I help you find your dream property today?

06:18 PM

Quick questions: